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Final Expense Leads, Training, Contracts - YouTube At united final expense services, we can offer agents everything necessary in order to be successful. Fixed cost leads, final expense training, and top contracts with pretty much any carrier in the final expense market. Direct mail leads are the golden standard for selling final expense life insurance. Today there are a lot of life insurance companies like lincoln heritage, north american senior benefits, and equita that are concentrating on selling the senior market. The one thing that these organizations all have in common is that they cut the contract level in exchange for their agents having the ability to buying their direct mail leads. At united final expense services, we don't cut the comp and our leads is actually one of the strongest worded leads in the country. Our final expense life insurance leads mentions the word life insurance and it says the word affordable. For a fixed cost our agents have access to these leads without having to worry about doing their own mail drops and without having to wory about getting good returns. Another thing that is very important is independence. When it comes to being an independent life insurance agent, it's important to have access to the best carriers for final expense. All the carriers have different rates. Some carriers will give the prospect first day coverage with an ailment that many other carriers will only provide a graded policy to. This is why it's very important to have access to the best carriers, training, and final expense leads. - Highest Frossest Sign the Contract